My recent experience with saving and problems that come out of no where

So I've been dealing with some minor health problems lately. A have a cyst in my back that requires surgery because it has become very painful and is too big to remove any other way.  The cost will be between 1100 to 2500 to me.  Also I had to do all the work to figure out the costs because the doctor’s office and the insurance company aren't very helpful when it comes to determining the total cost to the patient.

Unfortunately it’s not relevant what’s right or wrong as far as how much work you have to do even though you are the customer.  You have to protect yourself.

I just wanted to share my personal experience to express the ageless advice of preparing for the unexpected. I will be fine, but if it was more what would I do?

Learn from my experience and be prepared.